Just-In-Time Payments Using Inventory Management with FedNow® & RTP®
To empower businesses with precision-timed,
real-time recurring payments by coupling inventory-driven triggers with
FedNow® and RTP® settlement rails—ensuring accurate cash flow, zero
settlement delays, and total payment finality.
At TodayPayments.com, we redefine the
payment lifecycle with Just-In-Time FedNow® + RTP® technology
that lets you pay exactly when inventory or operational timing demands
it. We integrate this with QuickBooks® Online and Elavon’s
hosted payment gateway, ensuring real-time, irreversible payment
execution across online, mobile, and in-person platforms—making your
financial operations as efficient as your supply chain.
Just-In-Time Payments: Real-Time Precision Meets Recurring Payment Automation
Real-Time Just-In-Time Payments — Where
Inventory Signals Meet Instant Irrevocable Settlement
Managing supply chains and cash flow just got easier. With
Just-In-Time Payments powered by FedNow® and RTP®,
businesses can trigger recurring payments the exact moment they’re
needed—based on inventory thresholds or transactional triggers. No
more overpayments, no delayed settlements, and no chargebacks. When
integrated with QuickBooks® QBO and secured by Elavon’s
flexible gateway infrastructure, this innovation synchronizes
finance, inventory, and operations—optimizing liquidity, vendor
trust, and internal efficiency.
Just-In-Time Payments use inventory and
operational data to initiate recurring
Real-time Payments
only when necessary. Powered by FedNow® and RTP®, these
payments are settled instantly, irrevocably, and with full
traceability—enabling payment certainty without cash flow strain.
- Ask us How:
“Just-In-Time Payments using inventory management and FedNow® & RTP® rails enable businesses to send and receive recurring payments exactly when needed, with real-time irrevocable settlement and improved cash flow management.”
QuickBooks® QBO Integration for Automated Just-In-Time Payment Recording
Our platform
integrates directly
with QuickBooks® Online, syncing payment records, vendor
bills, and ledger entries in real time—enabling automation
of accounting workflows with each inventory-triggered
payment event.
- Ask us How:
“QuickBooks® QBO integration with Just-In-Time Payments ensures real-time syncing of FedNow® transactions, providing businesses with seamless accounts receivable and payable management.”
Elavon Gateway for Omnichannel
Just-In-Time Payment Initiation
✅ In-Person – Elavon
POS for Operational Triggers
Trigger payments at point-of-sale when
inventory is scanned, transferred, or shipped—settling
immediately via FedNow® or RTP®.
- Ask us How:
“Elavon POS terminals enable in-person Just-In-Time FedNow® payments based on real-time inventory movement, providing businesses with immediate settlement and chargeback-free transactions.”
✅ Online – Supplier
Portals & Hosted Checkout
Authorize inventory-driven RTP®/FedNow®
payments via ecommerce systems or integrated supplier
portals—backed by ISO 20022 and RfP (Request for Payment)
messaging.
- Ask us How:
“Elavon’s online gateway facilitates Just-In-Time recurring payments via ISO 20022-compliant digital invoicing, syncing instantly with FedNow® and QuickBooks®.”
✅ Mobile – Elavon
MobileMerchant for Field-Based Transactions
Empower field workers to execute
inventory-linked payments instantly via secure mobile apps
and receive good funds with irrevocable settlement.
- Ask us How:
“Elavon MobileMerchant enables field teams to authorize Just-In-Time FedNow® payments from mobile devices, aligned with real-time inventory data and supply triggers.”
FEDNOW® JUST-IN-TIME
PAYMENT PARAMETERS, ATTRIBUTES & FEATURES
|
Category |
Description |
|
Payment Method |
FedNow® + RTP® real-time rails |
|
Settlement Speed |
Instant (under 10 seconds) |
|
Finality |
Irrevocable, non-reversible |
|
Transaction Types |
A2A, B2B, B2C, C2B |
|
Trigger Mechanism |
Inventory thresholds, order
triggers, fulfillment events |
|
Integration |
QuickBooks® QBO, Elavon hosted
gateways |
|
Payment Channels |
Online, POS, Mobile |
|
Security & Compliance |
PCI-DSS, ISO 20022,
Tokenization |
|
RfP Messaging |
Supported (structured
invoicing) |
|
File Formats |
Excel, XML, JSON for batch
uploads |
|
Industries Supported |
eCommerce, Manufacturing,
Automotive, Distribution, Field Services |
Ask us How:
1. Synchronize Real-Time Payments
with Operational Data Using FedNow® + RTP®
“FedNow®
and RTP® give businesses the power to automate payment flows
based on real-time inventory and operational
events—delivering accurate, instant, and final payments
across recurring or one-time transactions.”
2. Automate Financial Accounting via
QBO Integration
“With QBO integration, Just-In-Time
Payments initiated through FedNow® are automatically matched
to vendor bills, purchase orders, and inventory
entries—eliminating reconciliation delays and manual
processing.”
3. Enable Smart Payment Workflows
with Elavon Gateways
“Elavon supports Just-In-Time
Payments through online checkouts, mobile field apps, and
point-of-sale terminals—each synced with FedNow® or RTP® for
immediate, traceable, and secure settlement.”
Turn Your Inventory Data Into
Real-Time Payment Intelligence.
With
TodayPayments.com, you no longer pay too early or too
late. Our Just-In-Time FedNow® + RTP® Payment Platform
ensures funds are transferred at the precise moment your
inventory or supply chain needs them—across online, mobile,
and in-person workflows.
✅ Eliminate unnecessary
holding costs
✅ Automate recurring vendor
payments
✅ Improve cash flow with final,
irrevocable settlement
✅ Integrate
seamlessly with QuickBooks® QBO
✅
Authorize payments via Elavon POS, mobile, or online
Reduce risk. Improve precision. Pay
exactly when it matters.
Visit
https://www.TodayPayments.com to activate
Just-In-Time Payments powered by FedNow® + RTP® and gain
the timing advantage your business needs.
Creation Request for Payment Bank File
Enhance Your Just-In-Time Payment Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website "Your Website" - Hosted Payments Page or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for Just-In-Time Payment payment processing pricing
